What's again? The revival of non-bank debit cards

What's again? The revival of non-bank debit cards
 
In 200? the media was full of headlines about a revolutionary product that would change the fates of merchants and give consumers countless benefits. Analysts called the product a “historical chance” to improve subsiding earnings figures. And innovators rushed to create new applications to grasp this opportunity.
 
 
What was it? No, not the iPhone, although such an assumption is quite logical. We are talking about debit cards without being tied to banks.
 
 
The culprit of the "revolution" was Capital One, one of the largest banking holdings. His proposal was considered by many to be a brilliant move ...
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Why consumers are not afraid of identity theft

 
3r3-31.
Why consumers are not afraid of identity theft  
In 195? mathematician Leonard Savage published a paper on how people process information during decision making. The main axiom, which Savidge operated on, is the sure thing principle, the “principle of inevitability”. According to her, in the decision-making process, consumers consider many different inputs. They mentally evaluate and discard those data that are important, but not enough to change the already made decision.
 
 
As an example, Savage cited the desire to buy real estate. The potential buyer believes that prior deliberation will significantly affect the final result. However...
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Fintech-digest: preparation of disconnection of Russian banks from Visa and Mastercard, pension calculator and not only

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As we improved the conversion of the payment form

As we improved the conversion of the payment form 3r33424. 3r3-31. Online payments have become something as familiar as wi-fi at home and high-speed mobile Internet. And they continue to evolve, more and more services can be paid in a couple of clicks or from mobile applications, and there is also auto payments, reminders, cost control, and more. 3r3409.  3r33424. 3r3409.  3r33424. In pursuit of functionality, we should not forget about the user, because our main task is to make it convenient for him to make any payment for any scenario. This means that the payment form should be as clear as possible, as well as offer the user solutions to problems ...
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Security Week 48: Black Friday Hacking

Security Week 48: Black Friday Hacking The world holiday of consumption under the name “Black Friday”, fortunately, has ended. It remains to find out whether you saved money or still lost. And this question is related not only to the usefulness and usefulness of the purchased goods. Sometimes, instead of buying, there is a leak of credit card or a payment system account, and then a direct theft of money as a result of cybercriminals. The phenomenon of massive sales is of interest to those who protect payments online, so last week there was also enough research on security. Let's look at the most interesting.
 3r395.
 3r395. In today's release: attacks ...
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We clone a contactless card using the

We clone a contactless card using themobile app.It was always interesting to see what was going on with a bank card under the hood. How the bank card and POS terminal communication protocol is implemented, how it works and how secure it is. This opportunity appeared before me when I was an intern at Digital Security. As a result, when analyzing one known EMV card vulnerability in MagStripe mode, it was decided to implement a mobile application that is able to communicate with the terminal via a contactless interface, using its own commands and detailed analysis of requests and responses. And also try to implement a method of cloning MasterCard ...
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Artificial intelligence is also wrong. As in the US, we cheated Amazon Go - the store of the future without cashiers and sellers

Artificial intelligence is also wrong. As in the US, we cheated Amazon Go - the store of the future without cashiers and sellersOn January 2? 201? Amazon opened the world's first store without cash registers and vendors for residents in Seattle, and on October 2? such an innovative store opened in San Francisco. The store of the future without cash registers and Amazon Go sellers allows you to simply collect products from the shelves and exit! The “pick up and go” method is already called by many as “the future of retail sales” and its mass distribution is expected very soon. Amazon Go is currently open in only three cities: three in Seattle, two in Chicago and one in San Francisco. The company said it hopes to open ?000 ...
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Papers, please. How a neuronet helps us check clients and catch fraudsters

Papers, please. How a neuronet helps us check clients and catch fraudsters

Papers, please. How a neural network helps us check clients and catch scam

3r3013.  
3r3013.  
Before a client can make money transfers in ePayments, he will have to go through verification. He provides us with his personal data and uploads documents to confirm identity and address. And we check whether they meet the requirements of our regulator. The flow of applications for verification has become increasingly, it has become difficult for us to process such a stream of documents. We were afraid that the procedure would take a lot of time and exceed all reasonable terms for customers. Then ...[/h]
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Acceptance of payments from the card without jur. persons on Yandex.Money

 3r3188. 3r3-31. Acceptance of payments from the card without jur. persons on Yandex.Money Open source yandex money donation service
3r3174.  3r3188. 3r3-3160. Acceptance of payments on Yandex.Money nat. persons 3r3161. 3r3174.  3r3188. 3r3174.  3r3188. 3r3114.  3r3188. 3r3164. online payments from the card, Yandex, phone
 3r3188. 3r3164. add tag to payment
 3r3188. 3r3164. receive and check alerts on your server 3r3165.  3r3188. 3r3164. example of automating a subscription to Telegram bot
 3r3188. 3r3122. 3r3174.  3r3188. Implementation and description under the cut
 3r3188. 3r3334. 3r33177. 3r3174.  3r3188. 3r3174.  3r3188. Python project: 3r3172. github.com/mediatube/open-ymds
3r3174...
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QIWI-terminals. How to take maximum of simple technology

QIWI-terminals. How to take maximum of simple technologyAt the beginning of 201? we, the software development team for QIWI Terminals, collected the wishes of the company's divisions - we learned which global tasks colleagues would like to solve with our help, so that life would become easier.
 
 
Most of all I was pleased with the request of the customer service, working with calls and claims from payers:
 
 
"There is a problem: the client makes payment on the terminal, but it does not reach the processing - or the terminal could hang, or the Internet working through the gsm-modem, fell off. And it turns out that the client has a check, but there ...
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