How open APIs of banks change the financial world

The financial sphere is undergoing a digital revolution. Conservative banks follow modern trends and begin to provide third parties with information that was previously considered a banking secret. Why this happens, to whom and why it is needed - we will understand this article.
 
 

Disclosure of bank data


 
The trend originated in Europe, for example, in Germany, since 201? the Open Bank Project is developing - a project that supports the disclosure of banking data and is supported by the country's largest banks.
 
 
In Great Britain in September 201? with the support of public authorities...[/h]
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As we launched the registration of cash desks for our customers

As we launched the registration of cash desks for our customersAccording to the amendments to the 54-FZ, since July of this year almost all trading companies are obliged to use online cash departments that transmit data via the Internet to the tax service. To acquire such a device, you will have to buy a cash register and a fiscal storage device, sign a contract and pay for the services of a fiscal data operator, register in two personal offices of the Federal Tax Service and CRD, drive in requisites to the cashier, receive a paper registration report. Well, you'll also need an electronic digital signature, otherwise you'll have to come to the FTS and personally ...
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Information security of bank non-cash payments. Part 6 - Analysis of Banking Crimes

Information security of bank non-cash payments. Part 6 - Analysis of Banking Crimes  
(c) the Ministry of Internal Affairs of Russia. Fragment of recording from surveillance cameras at the moment of theft of money from the ATM
 
References to other parts of the study [/b]
 
Information security of bank non-cash payments. Part 1 - Economic fundamentals.
 
Information security of bank non-cash payments. Part 2 - Typical IT-infrastructure of the bank.
 
Information security of bank non-cash payments. Part 3 - Forming requirements for the protection system.
 
[leech=https://habr.com/post/351326/] Information security of bank non-cash ...
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I'm tired of accepting payments through WebView. What should I do?

I'm tired of accepting payments through WebView. What should I do?I go to the office by train - you need to drive one station and I'll be almost there.
 
 
Every morning I buy train tickets in the application and suffer. It's cheaper there, but the difference in price does not pay off my pain when I go through these three minutes of stress. Even without mentioning the loading time of each of the five application screens, you can not say about the WebView with the saved card, entering the code from the SMS on the run and unexpected malfunctions.
 
 
It's when you run to the train, and they tell you "Something went wrong" and write off money, but they do not give ...
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Confidentiality in crypto-currencies

In the framework of this article, we tried to answer the question of what confidentiality is and how it can be achieved in Bitcoin and other digital currencies. In addition, here you will learn about specific mechanisms for achieving confidentiality, as well as how they are applied in practice. The topic will be interesting to those who directly work with crypto-currencies, as well as protocol fans, which increase the level of user privacy.
 
 
Confidentiality in crypto-currencies ".In the framework of this article, we tried to answer the question of what confidentiality is and how it can be achieved in Bitcoin and other digital currencies. In addition, here you will learn about specific mechanisms for achieving confidentiality, as well as how they are applied in practice. The topic will be interesting to those who directly work with crypto-currencies, as well as protocol fans, which increase the level of user privacy.   Confidentiality in crypto-currencies "...
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Fintech Digest: PayPal will buy Hyperwallet for $ 400 million, Samsung is launching the

Fintech Digest: PayPal will buy Hyperwallet for $ 400 million, Samsung is launching theblock project.   Well, it's time to sum up the fintech-results of the new week. If you follow the news of this type - check out our digest, suddenly missed something. If not - especially worth reading, because many news is really important.   PayPal will buy Hyperwallet Samsung creates a platform on theblockbuster.  Amsterdam is testing bitcoin-ATM On the territory of Ukraine, the work of Contactis prohibited.    will pay a huge amount - $ 400 million for the payment platform Hyperwallet. This acquisition will help sellers working with PayPal access multicurrency payment services in more than 200 markets.  Initially, th...
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How to lose money because of bugs Yandex

How to lose money because of bugs Yandex
 
 
Hello
 
 
I had to use the services of Yandex. Result? Uses zero, and money is in the red. Thank you, Yandex!
 
 
Details in the blazing post under the cut.
 
remove you system partition Windows update program Yandex Disk . Yandex Post hack even if you have never used it after registration.
 
 
Probably, you can not just learn how to create products so crookedly. Only a great innate talent.
 
 

 
 
I did not plan to use Yandex's services, but just in case I took the address by my nickname. Although periodically ...
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How to write a smart contract for ICO in 5 minutes

How to write a smart contract for ICO in 5 minutes  
 
Hello! In this article I will tell you how in 5 minutes and several teams in the terminal to launch a smart money collection contract for their ICO on Ethereum. This essay will potentially save you tens of thousands of US dollars, since any programmer - and not a programmer too - will be able to run a pro-audited and secure smart contract (instead of paying $ 1?000 - $ 7?000 for development). In short, you can send money to this smart contract and get tokens for this ERC20.
 
 
We can say that this article is a collection of all the experience that I got by launching the ICO for my project. Smart contract...
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Information security of bank non-cash payments. Part 5 - 100+ thematic links about hacking banks

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Introduction to smart contracts

In this article we will look at what smart contracts are, what they are, get acquainted with different platforms of smart contracts, their features, and also discuss how they are arranged and what advantages they can carry in themselves.
 
Introduction to smart contracts ".In this article we will look at what smart contracts are, what they are, get acquainted with different platforms of smart contracts, their features, and also discuss how they are arranged and what advantages they can carry in themselves.  Introduction to smart contracts "...
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