Fintech Digest: SWIFT will continue to work in Russia, VISA will allow to transfer funds by phone number, expensive biometrics
News from the world of fi niteh for a week got such:
Banks complain about the high cost of the new biometric system;
Visa launches a money transfer service in Russia by phone number;
SWIFT remains working in Russia;
The bitcoin rate in Iran exceeded $ 2?000.
Banks and biometrics
Figure: Victor Chumachev /Kommersant
In a recent digest, we wrote that a unified biometric system is beginning to work in Russia, which makes life easier for both banks and their clients. In order to join this system, you need a list of basic elements. They are needed to collect biometric data and transfer them to the Unified Biometric System.
As it turned out , the minimum cost of connecting to such a system of a bank with one branch is about 4 million rubles, each new branch will cost another 130 thousand. And it's simply impossible to avoid expenses - the fact is that by the end of 2019 the system should start working in all branches of all banks.
stated that there is no threat of disconnection from the SWIFT system of Russia. This is unprofitable for participants in world trade. Nevertheless, in Russia a system can be established for the transfer of cross-border messages and calculations based on the distributed registry.
The Central Bank of the Russian Federation is now testing the possibilities for the financial message transfer system of the SFFS, which has already been joined by 400 participants, including banks, treasuries and legal entities.
Now we give an opportunity to connect to this system and non-residents - both banks and legal entities. In the future, with regard to the development of cross-border space, we can talk about the use of distributed register technology to create a new system for transmitting messages and calculations, but this should only be done in co-authorship with other countries,
- said Skorobogatova.
The bitcoin rate rose to $ 2?000 on the Iranian stock exchange
In Iran, on the wave of popularity of crypto-currencies and mining, the bitcoin rate rose to $ 2?000 in just a few hours. The fact is that in this country the economy is in a crisis condition for a long time, and the crypto-currencies are used as a "quiet harbor".
The Iranian real devalues gradually against the dollar, and the citizens of the country use various opportunities for preserving their capital.
A similar trend is observed in countries such as Venezuela, Argentina, Colombia and Turkey.
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