Fintech Digest: personal data of Russian citizens, marketplace CB, new service from CloudFlare

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Manipulation for the boom: where to get the data?

Manipulation for the boom: where to get the data?
 
If you seriously decided to take care of personal finance, then one of the first difficulties for you is likely to be data collection. In the comments to the previous article , where I unsuccessfully tried to justify the very need for money management, noted people with the highest level of self-discipline, for which this issue is not a question. They are disciplined day after day recording their spending in a mobile phone for many years. Personally, I can say for myself that I have never been able to do this, and to be honest with myself probably will never start working out in the future. Therefore...
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"Digital economy" has risen in price: from the budget it is necessary to allocate 2 trillion rubles

"Digital economy" has risen in price: from the budget it is necessary to allocate 2 trillion rubles  
 
On Monday, the participants of the meeting of the Presidium for Strategic Development and the National Project considered the draft passport of the national program "Digital Economy". According to the Minister of Digital Development, Communications and Mass Communications Konstantin Noskov, and the whole project is approved, about what reported "Vedomosti". He also added that for the implementation of the program in the budget it is planned to lay about 2 trillion rubles.
 
 
As it turned out, this is only the amount that for 2018-2024. must spend the federal budget. The total cost of the project ...
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Banks are increasingly monitoring the reputation of customers: the investigation of Business Insider

Banks are increasingly monitoring the reputation of customers: the investigation of Business Insider
 
 
Image:
Unsplash

 
 
Edition Business Insider told the story of one of the customers of the American bank JPMorgan Chase. Despite the ideal credit history, the bank suddenly decided to break off relations with him and closed all his accounts.
 
 
Experts interviewed by journalists stated that the reason for such a decision could be the reputation of the client - his name flashed in the negative news, when the company where he worked was accused of violations by regulatory agencies. We bring to your attention the main facts of this story. ITI Capital ...
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Report of the Club of Rome 201? Chapter 2.6: "Philosophical errors of market doctrine"

Report of the Club of Rome 201? Chapter 2.6: "Philosophical errors of market doctrine"

 
 

Philosophical errors of market doctrine


 
Continuing to criticize the failures of this doctrine would only mean repeating what has already been shown by many other authors. Instead, it would be more useful to turn to the history and value of some basic tenets of the economy. Three main dogmas according to their relevance deserve further consideration and clarification:
 
 
 
The concept of the "Invisible Hand" of Adam Smith and the corresponding conviction, mainly of the Chicago School of Economics, is that markets by definition stand above states or legislators in terms of finding the optimal ...[/h]
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Why a complete rejection of cash can be too expensive for developing countries

Why a complete rejection of cash can be too expensive for developing countries
 
 
Foreign Policy published a large
material
with a story about the problems that China is experiencing because of the massive spread of contactless payment technologies. Today in the Middle Kingdom, the phone payment has become so popular that even street musicians accept money, and many retailers refuse to give change when paying in cash.
 
 
In practice it turns out that, despite all the convenience of such a scheme, for many citizens it carries great problems. World Bank Global Findex, China has about 200 million residents who do not have ...
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The head of the Federal Tax Service told about the nuances of taxation in relation to self-employed

The head of the Federal Tax Service told about the nuances of taxation in relation to self-employed
 
 
Mikhail Shustin, head of the Federal Tax Service, commented on a number of nuances of taxation in relation to that category of the population, which is usually called "self-employed." Comments he gave during the Eastern Economic Forum - 2018.
 
 
Among other things, he told about what mechanisms of work are used or will be used for relationships with self-employed. Shustin commented on the announcement of a special taxation regime for the self-employed, which was developed by the Ministry of Finance, about which reports Tass.
 
 
In ...
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Analysts from Wall Street: "Apple made us eat our hats"

Analysts from Wall Street: "Apple made us eat our hats"
 
 
Image: Unsplash
 
 
Apple recently became the first US company whose capitalization exceeded $ 1 billion. Analysts of Goldman Sachs earlier in their forecasts doubted the prospects of rapid growth of Apple due to the falling demand for the iPhone X.
 
 
However, now they are revised their attitude to the company and in a new message to customers noted that the smartphone manufacturer from Cupertino "made them eat their hats." Thus, analysts admitted that they were excessively ...
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Shopping for Bitcoin: the present and future of the Crypto-currency in trade relations

Shopping for Bitcoin: the present and future of the Crypto-currency in trade relationsThe Crypto currency has already become so densely integrated into our lives that almost every Internet user knows what it is. But for those who do not know, we will explain.
 
 
Crypto currency is a special kind of digital currency, the creation and emission of which is regulated by cryptographic methods based on blocking technology.
 
 
The principle of the existence of the crypto currency differs from the classical national and international currencies. It is supported only by the computing power of computers.
 
 
Crypto currency is not dependent on the country, it can not be controlled by legal ...
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Fintech Digest: SWIFT will continue to work in Russia, VISA will allow to transfer funds by phone number, expensive biometrics

Hello, Habr!
 
 
News from the world of fi niteh for a week got such:
 
 
 
Banks complain about the high cost of the new biometric system;
 
Visa launches a money transfer service in Russia by phone number;
 
SWIFT remains working in Russia;
 
The bitcoin rate in Iran exceeded $ 2?000.
 
 
 

Banks and biometrics


 
Fintech Digest: SWIFT will continue to work in Russia, VISA will allow to transfer funds by phone number, expensive biometrics
 
Figure: Victor Chumachev /Kommersant
 
 
In a recent digest, we wrote that a unified biometric system is beginning to work in Russia, which makes life easier for both banks and their clients. In order to join this system, you need a list of basic elements. They are needed to collect ..
.[/h]
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